North Carolina Crop Insurance
USDA RMA Summary of Business — 2026
$730,794,377 in total liability covered across 63,971 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 63,971 | AGGREGATED |
| Policies indemnified | 758 | AGGREGATED |
| Total liability covered | $730,794,377 | AGGREGATED |
| Total premium | $107,563,314 | AGGREGATED |
| Government subsidy | $73,358,871 | AGGREGATED |
| Indemnities paid | $4,938,116 | AGGREGATED |
| Loss ratio | 4.6% | AGGREGATED |
| Commodities insured | 30 | AGGREGATED |
| Counties with coverage | 92 | AGGREGATED |
Top 30 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Whole Farm Revenue Protection (0076) | $264,104,274 | 116 | 0.0% |
| All Other Crops (9999) | $150,262,806 | 1,360 | 10.1% |
| Wheat (0011) | $62,614,380 | 7,871 | 5.3% |
| Blueberries (0012) | $55,666,516 | 188 | 0.7% |
| Corn (0041) | $49,493,490 | 15,415 | 0.0% |
| Soybeans (0081) | $40,584,112 | 16,031 | 0.7% |
| Flue Cured Tobacco (0229) | $24,138,982 | 5,679 | 0.0% |
| Pasture,Rangeland,Forage (0088) | $19,071,859 | 605 | 124.0% |
| Apples (0054) | $17,619,100 | 199 | 0.0% |
| Cotton (0021) | $17,167,077 | 7,645 | 0.0% |
| Potatoes (0084) | $14,608,544 | 95 | 0.0% |
| Clary Sage (0079) | $4,492,648 | 98 | 1.5% |
| Peanuts (0075) | $3,019,642 | 3,633 | 0.0% |
| Fresh Market Beans (0105) | $1,700,063 | 47 | 0.0% |
| Grapes (0053) | $1,610,325 | 44 | 0.0% |
| Cabbage (0072) | $1,500,097 | 27 | 0.0% |
| Barley (0091) | $854,249 | 280 | 0.3% |
| Oats (0016) | $523,605 | 381 | 29.7% |
| Peaches (0034) | $515,084 | 33 | 0.0% |
| Canola (0015) | $401,908 | 27 | 0.0% |
| Apiculture (1191) | $400,780 | 11 | 134.6% |
| Fresh Market Sweet Corn (0044) | $303,717 | 5 | 0.0% |
| Fresh Market Tomatoes (0086) | $140,151 | 92 | 0.0% |
| Grain Sorghum (0051) | $968 | 3,948 | 0.0% |
| Cucumbers (0132) | $0 | 7 | — |
| Burley Tobacco (0231) | $0 | 58 | — |
| Fire Cured Tobacco (0230) | $0 | 8 | — |
| Hemp (1218) | $0 | 30 | — |
| Peppers (0083) | $0 | 21 | — |
| Processing Beans (0046) | $0 | 17 | — |
Frequently asked questions
- How much crop insurance is there in North Carolina?
- In 2026, North Carolina had 63,971 crop insurance policies sold covering $730,794,377 in total liability. Total premium collected was $107,563,314, including $73,358,871 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in North Carolina?
- By total liability covered, Whole Farm Revenue Protection (USDA commodity code 0076) is the largest crop insurance commodity in North Carolina for 2026 with $264,104,274 in liability across 116 policies and a loss ratio of 0.0%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the North Carolina crop insurance loss ratio in 2026?
- Atlas Commons computes North Carolina's crop insurance loss ratio for 2026 as 4.6% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in North Carolina — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/nc.jsonld