Coverage Atlas

New Jersey Crop Insurance

USDA RMA Summary of Business — 2026

$60,075,169 in total liability covered across 1,885 policies in 2026

$4,657,856
Total premium
$3,491,615
Govt subsidy
$3,879,305
Indemnities paid
83.3%
Loss ratio
Top crop: Blueberries — $32,481,786 liability

Summary indicators

All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

Metric Value Warrant
Policies sold 1,885 AGGREGATED
Policies indemnified 18 AGGREGATED
Total liability covered $60,075,169 AGGREGATED
Total premium $4,657,856 AGGREGATED
Government subsidy $3,491,615 AGGREGATED
Indemnities paid $3,879,305 AGGREGATED
Loss ratio 83.3% AGGREGATED
Commodities insured 13 AGGREGATED
Counties with coverage 16 AGGREGATED

Top 13 crops by liability

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.

Commodity Liability Policies sold Loss ratio
Blueberries (0012) $32,481,786 106 0.0%
All Other Crops (9999) $10,903,013 445 11.5%
Peaches (0034) $7,790,695 17 762.2%
Wheat (0011) $3,021,080 140 13.2%
Corn (0041) $2,538,236 550 0.0%
Cranberries (0058) $1,911,347 10 0.0%
Soybeans (0081) $1,421,475 567 0.0%
Barley (0091) $6,220 8 0.0%
Oats (0016) $1,317 10 0.0%
Grain Sorghum (0051) $0 12
Peppers (0083) $0 5
Processing Beans (0046) $0 5
Sweet Corn (0042) $0 10

Frequently asked questions

How much crop insurance is there in New Jersey?
In 2026, New Jersey had 1,885 crop insurance policies sold covering $60,075,169 in total liability. Total premium collected was $4,657,856, including $3,491,615 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
What crop has the most crop insurance in New Jersey?
By total liability covered, Blueberries (USDA commodity code 0012) is the largest crop insurance commodity in New Jersey for 2026 with $32,481,786 in liability across 106 policies and a loss ratio of 0.0%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
What was the New Jersey crop insurance loss ratio in 2026?
Atlas Commons computes New Jersey's crop insurance loss ratio for 2026 as 83.3% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.

What this is — and isn't

All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.

This page is informational only. It describes the scope of federally subsidized crop insurance in New Jersey — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .

Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.

Structured facts: /coverage/crop/states/nj.jsonld