New York Crop Insurance
USDA RMA Summary of Business — 2026
$371,745,903 in total liability covered across 9,014 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 9,014 | AGGREGATED |
| Policies indemnified | 238 | AGGREGATED |
| Total liability covered | $371,745,903 | AGGREGATED |
| Total premium | $49,404,172 | AGGREGATED |
| Government subsidy | $33,397,680 | AGGREGATED |
| Indemnities paid | $1,638,878 | AGGREGATED |
| Loss ratio | 3.3% | AGGREGATED |
| Commodities insured | 21 | AGGREGATED |
| Counties with coverage | 50 | AGGREGATED |
Top 21 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Apples (0054) | $199,070,314 | 306 | 0.0% |
| Grapes (0053) | $45,753,872 | 296 | 0.0% |
| Pasture,Rangeland,Forage (0088) | $38,357,688 | 353 | 32.6% |
| Wheat (0011) | $22,636,346 | 1,052 | 0.6% |
| Onions (0013) | $19,885,317 | 89 | 0.0% |
| All Other Crops (9999) | $17,432,582 | 679 | 2.4% |
| Corn (0041) | $9,983,645 | 2,928 | 0.0% |
| Green Peas (0064) | $7,504,689 | 212 | 0.0% |
| Soybeans (0081) | $3,837,410 | 2,245 | 0.0% |
| Apiculture (1191) | $2,891,005 | 26 | 55.9% |
| Whole Farm Revenue Protection (0076) | $2,245,194 | 6 | 0.0% |
| Peaches (0034) | $1,094,886 | 37 | 0.0% |
| Cherries (0057) | $629,423 | 4 | 0.0% |
| Potatoes (0084) | $253,471 | 79 | 0.0% |
| Forage Seeding (0032) | $86,494 | 9 | 391.0% |
| Barley (0091) | $55,574 | 39 | 0.0% |
| Oats (0016) | $27,993 | 242 | 0.0% |
| Processing Beans (0046) | $0 | 178 | — |
| Dry Beans (0047) | $0 | 94 | — |
| Sweet Corn (0042) | $0 | 122 | — |
| Cabbage (0072) | $0 | 18 | — |
Frequently asked questions
- How much crop insurance is there in New York?
- In 2026, New York had 9,014 crop insurance policies sold covering $371,745,903 in total liability. Total premium collected was $49,404,172, including $33,397,680 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in New York?
- By total liability covered, Apples (USDA commodity code 0054) is the largest crop insurance commodity in New York for 2026 with $199,070,314 in liability across 306 policies and a loss ratio of 0.0%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the New York crop insurance loss ratio in 2026?
- Atlas Commons computes New York's crop insurance loss ratio for 2026 as 3.3% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in New York — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/ny.jsonld