South Dakota Crop Insurance
USDA RMA Summary of Business — 2026
$1,985,447,284 in total liability covered across 164,505 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 164,505 | AGGREGATED |
| Policies indemnified | 5,687 | AGGREGATED |
| Total liability covered | $1,985,447,284 | AGGREGATED |
| Total premium | $307,983,835 | AGGREGATED |
| Government subsidy | $215,910,741 | AGGREGATED |
| Indemnities paid | $55,999,326 | AGGREGATED |
| Loss ratio | 18.2% | AGGREGATED |
| Commodities insured | 24 | AGGREGATED |
| Counties with coverage | 66 | AGGREGATED |
Top 24 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Corn (0041) | $852,030,532 | 45,151 | 0.1% |
| Soybeans (0081) | $512,305,155 | 43,487 | 0.4% |
| Pasture,Rangeland,Forage (0088) | $375,819,773 | 6,780 | 70.8% |
| Wheat (0011) | $144,195,643 | 19,610 | 5.0% |
| Forage Production (0033) | $45,833,917 | 2,300 | 3.2% |
| Sunflowers (0078) | $18,519,449 | 10,315 | 0.0% |
| Apiculture (1191) | $13,781,327 | 161 | 50.8% |
| All Other Crops (9999) | $8,740,609 | 253 | 53.1% |
| Oats (0016) | $5,298,558 | 11,660 | 0.0% |
| Annual Forage (0332) | $2,682,760 | 474 | 90.4% |
| Grain Sorghum (0051) | $2,252,703 | 6,739 | 2.5% |
| Rye (0094) | $1,249,389 | 1,158 | 18.8% |
| Forage Seeding (0032) | $1,196,635 | 4,524 | 18.8% |
| Dry Beans (0047) | $487,382 | 416 | 7.6% |
| Popcorn (0043) | $463,810 | 19 | 0.0% |
| Barley (0091) | $193,225 | 3,978 | 0.0% |
| Safflower (0049) | $190,808 | 585 | 0.0% |
| Canola (0015) | $96,185 | 153 | 0.0% |
| Triticale (0158) | $55,468 | 45 | 0.0% |
| Flax (0031) | $30,782 | 1,396 | 0.0% |
| Millet (0017) | $14,010 | 3,088 | 0.0% |
| Hemp (1218) | $9,164 | 4 | 0.0% |
| Dry Peas (0067) | $0 | 2,177 | — |
| Hybrid Corn Seed (0062) | $0 | 32 | — |
Frequently asked questions
- How much crop insurance is there in South Dakota?
- In 2026, South Dakota had 164,505 crop insurance policies sold covering $1,985,447,284 in total liability. Total premium collected was $307,983,835, including $215,910,741 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in South Dakota?
- By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in South Dakota for 2026 with $852,030,532 in liability across 45,151 policies and a loss ratio of 0.1%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the South Dakota crop insurance loss ratio in 2026?
- Atlas Commons computes South Dakota's crop insurance loss ratio for 2026 as 18.2% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in South Dakota — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/sd.jsonld