Tennessee Crop Insurance
USDA RMA Summary of Business — 2026
$275,346,128 in total liability covered across 32,518 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 32,518 | AGGREGATED |
| Policies indemnified | 471 | AGGREGATED |
| Total liability covered | $275,346,128 | AGGREGATED |
| Total premium | $23,953,746 | AGGREGATED |
| Government subsidy | $16,919,848 | AGGREGATED |
| Indemnities paid | $5,664,676 | AGGREGATED |
| Loss ratio | 23.6% | AGGREGATED |
| Commodities insured | 17 | AGGREGATED |
| Counties with coverage | 86 | AGGREGATED |
Top 17 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Nursery (NVS) (1010) | $86,294,140 | 73 | 0.0% |
| Wheat (0011) | $60,416,808 | 4,181 | 61.0% |
| Soybeans (0081) | $41,332,044 | 10,128 | 0.1% |
| Corn (0041) | $36,262,318 | 9,960 | 0.0% |
| All Other Crops (9999) | $24,201,490 | 1,120 | 14.3% |
| Pasture,Rangeland,Forage (0088) | $14,722,531 | 378 | 44.7% |
| Canola (0015) | $6,252,893 | 152 | 18.9% |
| Cotton (0021) | $5,775,815 | 3,569 | 0.0% |
| Oats (0016) | $44,838 | 6 | 0.0% |
| Burley Tobacco (0231) | $19,022 | 420 | 0.0% |
| Fire Cured Tobacco (0230) | $9,796 | 312 | 0.0% |
| Barley (0091) | $8,658 | 11 | 0.0% |
| Dark Air Tobacco (0233) | $5,775 | 383 | 0.0% |
| Grain Sorghum (0051) | $0 | 1,782 | — |
| Fresh Market Tomatoes (0086) | $0 | 12 | — |
| Rice (0018) | $0 | 15 | — |
| Hemp (1218) | $0 | 16 | — |
Frequently asked questions
- How much crop insurance is there in Tennessee?
- In 2026, Tennessee had 32,518 crop insurance policies sold covering $275,346,128 in total liability. Total premium collected was $23,953,746, including $16,919,848 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in Tennessee?
- By total liability covered, Nursery (NVS) (USDA commodity code 1010) is the largest crop insurance commodity in Tennessee for 2026 with $86,294,140 in liability across 73 policies and a loss ratio of 0.0%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the Tennessee crop insurance loss ratio in 2026?
- Atlas Commons computes Tennessee's crop insurance loss ratio for 2026 as 23.6% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in Tennessee — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/tn.jsonld