Texas Crop Insurance
USDA RMA Summary of Business — 2026
$4,227,697,548 in total liability covered across 280,456 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 280,456 | AGGREGATED |
| Policies indemnified | 25,258 | AGGREGATED |
| Total liability covered | $4,227,697,548 | AGGREGATED |
| Total premium | $978,987,799 | AGGREGATED |
| Government subsidy | $603,772,329 | AGGREGATED |
| Indemnities paid | $695,046,649 | AGGREGATED |
| Loss ratio | 71.0% | AGGREGATED |
| Commodities insured | 41 | AGGREGATED |
| Counties with coverage | 253 | AGGREGATED |
Top 30 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Pasture,Rangeland,Forage (0088) | $1,166,014,594 | 17,651 | 46.5% |
| Annual Forage (0332) | $1,153,450,425 | 15,997 | 138.2% |
| Cotton (0021) | $509,095,505 | 70,489 | 16.0% |
| Wheat (0011) | $362,201,494 | 31,500 | 76.2% |
| Corn (0041) | $298,848,365 | 31,961 | 2.8% |
| All Other Crops (9999) | $232,996,212 | 1,433 | 36.9% |
| Grain Sorghum (0051) | $149,999,112 | 45,319 | 1.0% |
| Grapefruit Trees (0208) | $95,997,798 | 149 | 0.0% |
| Orange Trees (0207) | $74,679,847 | 129 | 0.0% |
| Pecans (0020) | $38,048,823 | 137 | 0.0% |
| Onions (0013) | $31,655,885 | 274 | 28.2% |
| Apiculture (1191) | $27,381,064 | 406 | 55.5% |
| Grapefruit (0201) | $17,772,220 | 111 | 11.7% |
| Cotton Ex Long Staple (0022) | $11,923,757 | 422 | 10.2% |
| Whole Farm Revenue Protection (0076) | $10,939,021 | 28 | 0.0% |
| Rice (0018) | $7,999,674 | 2,265 | 0.0% |
| Oranges (0227) | $7,591,599 | 98 | 20.6% |
| Soybeans (0081) | $5,381,398 | 13,599 | 8.7% |
| Sunflowers (0078) | $5,296,463 | 7,428 | 23.6% |
| Grapes (0053) | $4,808,176 | 53 | 0.0% |
| Cabbage (0072) | $3,472,303 | 49 | 75.8% |
| Peanuts (0075) | $2,556,190 | 9,948 | 0.0% |
| Oats (0016) | $2,322,090 | 3,460 | 37.0% |
| Potatoes (0084) | $1,444,204 | 499 | 0.0% |
| Triticale (0158) | $1,047,480 | 2,840 | 9.1% |
| Sesame (0396) | $856,236 | 6,918 | 0.0% |
| Peaches (0034) | $810,368 | 10 | 0.0% |
| Hybrid Sorghum Seed (0050) | $670,389 | 3,093 | 0.0% |
| Cucumbers (0132) | $528,051 | 76 | 0.0% |
| Dry Beans (0047) | $465,590 | 4,173 | 1.6% |
Frequently asked questions
- How much crop insurance is there in Texas?
- In 2026, Texas had 280,456 crop insurance policies sold covering $4,227,697,548 in total liability. Total premium collected was $978,987,799, including $603,772,329 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in Texas?
- By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in Texas for 2026 with $1,166,014,594 in liability across 17,651 policies and a loss ratio of 46.5%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the Texas crop insurance loss ratio in 2026?
- Atlas Commons computes Texas's crop insurance loss ratio for 2026 as 71.0% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in Texas — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/tx.jsonld