West Virginia Crop Insurance
USDA RMA Summary of Business — 2026
$11,962,794 in total liability covered across 662 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 662 | AGGREGATED |
| Policies indemnified | 21 | AGGREGATED |
| Total liability covered | $11,962,794 | AGGREGATED |
| Total premium | $2,552,852 | AGGREGATED |
| Government subsidy | $1,702,995 | AGGREGATED |
| Indemnities paid | $1,021,229 | AGGREGATED |
| Loss ratio | 40.0% | AGGREGATED |
| Commodities insured | 7 | AGGREGATED |
| Counties with coverage | 17 | AGGREGATED |
Top 7 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Apples (0054) | $6,138,616 | 9 | 0.0% |
| All Other Crops (9999) | $4,939,060 | 305 | 70.7% |
| Wheat (0011) | $585,245 | 39 | 0.0% |
| Corn (0041) | $179,240 | 169 | 0.0% |
| Pasture,Rangeland,Forage (0088) | $79,719 | 4 | 20.1% |
| Soybeans (0081) | $33,848 | 129 | 0.0% |
| Barley (0091) | $7,066 | 7 | 0.0% |
Frequently asked questions
- How much crop insurance is there in West Virginia?
- In 2026, West Virginia had 662 crop insurance policies sold covering $11,962,794 in total liability. Total premium collected was $2,552,852, including $1,702,995 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in West Virginia?
- By total liability covered, Apples (USDA commodity code 0054) is the largest crop insurance commodity in West Virginia for 2026 with $6,138,616 in liability across 9 policies and a loss ratio of 0.0%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the West Virginia crop insurance loss ratio in 2026?
- Atlas Commons computes West Virginia's crop insurance loss ratio for 2026 as 40.0% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in West Virginia — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/wv.jsonld